Navigating Roof Replacement and Insurance Claims Like a Pro

Discover expert tips on handling storm damage with roof replacement and seamless gutters from Ernie’s Roofing, a licensed roofer in Denver. Learn from our family’s third-generation experience in tackling insurance claims effectively.

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Hey there!

If you’re reading this, chances are you’ve faced the brunt of a nasty storm, or you’re just being proactive (which is great!). I’m here to share some wisdom from the trenches of Ernie’s Roofing, where we’ve been tackling roofs since 1978. Yep, that’s a lot of storms and a ton of shingles!

Understanding the Chaos: Post-Storm Action Plan

Let’s start with the basics. You’ve just had a storm rip through your neighborhood, and your roof took a hit. What now?

1. Quick Cover-Up

The first thing you want to do is get that damage covered, stat! A tarp is your best friend here. It’s like putting a band-aid on a wound – it doesn’t fix it, but it sure prevents it from getting worse.

2. Hello, Insurance?

Next up, it’s time to give your insurance company a ring. This call sets the ball rolling for an adjuster to swing by and assess the damage. Patience is key here – these guys can get pretty swamped post-storm.

3. Finding the Roofing A-Team

Here’s where you need a licensed roofer. And not just any roofer, but someone who knows their way around insurance claims. Trust me, it makes a world of difference. We at Ernie’s Roofing have seen it all, and we speak ‘insurance’ fluently!

4. The Insurance Tango

Be prepared for a dance with your insurance company. They might drag their feet, but persistence pays off. We’ve had cases drag on for months, but hey, we don’t give up easy!

5. The Nitty-Gritty of Repairs

Details matter. Whether it’s replacing a fascia or fixing those seamless gutters, each step is crucial for a sturdy and reliable roof. And guess what? A well-done repair job can be virtually undetectable from the original. Neat, right?

The Homeowner’s Part in This Roofing Symphony

6. Deductible Dues

Remember, as a homeowner, you’re on the hook for the deductible. This is usually between $500 to $1,000. It’s just how it works, and no, your contractor can’t (and shouldn’t) pay it for you.

7. Keeping It Legal

Speaking of deductibles, let’s keep it above board. Any attempt to dodge deductible payments is a straight road to legal trouble. And let’s be honest, orange is not the new black for anyone.

Quality and Craftsmanship: The Ernie’s Roofing Promise

8. Only the Best

We swear by top-notch roofing systems. Using the right materials and techniques can make your roof look as good as new, if not better. We’re talking premium shingles, ridge caps, and of course, those seamless gutters!

9. Attention to Detail

Hand-nailing caps, sealing exposed nails, and ensuring every component is perfectly placed – that’s what turns a good roof into a great one. It’s all about longevity and maintaining that curb appeal.

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Tips and Examples from the Field

• Example 1: Once, we had a tree fall on a client’s garage. The damage looked bad, but with meticulous work on the fascia, rafters, and seamless gutters, it was as if the tree had politely stepped aside!

• Tip 1: Always choose quality materials. They pay off in the long run, especially in harsh weather.

• Example 2: In another case, the insurance company was hesitant to cover all the damages. But with our experience in insurance negotiation, we got it all covered – from the main house to the doghouse!

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Frequently Asked Questions

Q1: How long should I wait to get my roof inspected after a storm?
A1: Don’t wait too long! The sooner, the better. Delays can lead to further damage.

Q2: Can I repair the roof myself?
A2: It’s best to leave it to licensed professionals, especially when dealing with insurance claims.

Q3: How do I know if my insurance will cover the damages?
A3: That depends on your policy. But don’t worry, we can help you figure it out.

Q4: What is the average lifespan of a repaired roof?
A4: With quality work, a repaired roof can last as long as a new one.

Q5: Can I upgrade my roof materials during replacement?
A5: Absolutely! It’s a great time to consider better materials.

Q6: How long does it take to replace a roof?
A6: It varies, but we aim for efficiency without compromising quality.

Q7: Will my energy bills change after a roof replacement?
A7: If you upgrade to more energy-efficient materials, then yes, positively!

Q8: Can I stay in my home during the roof replacement?
A8: Generally, yes. We try to minimize disruptions as much as possible.

Q9: How can I maintain my roof post-repair?
A9: Regular inspections and maintenance are key. We offer both!

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And there you have it, folks – a whirlwind guide to navigating storm damage and roof replacement. Remember, at Ernie’s Roofing, we’re not just contractors; we’re your storm-battling allies. Reach out to us at info@erniesroofing.com or give us a call at 720 346 ROOF. Until then, stay safe and dry!

Ernie’s Roofing – Your Shield Against the Storms Since 1978.