Roof Repair vs. Roof Replacement – How to Decide in Denver
Roof Repair vs. Roof Replacement
If you’re a Denver homeowner facing roof problems, you’re probably asking yourself the same question I hear almost daily: “Do I just repair it, or do I need to replace the whole roof?”
That’s a tough call, especially if it’s your first home or first time dealing with hail damage, snow, or leaks. I’ve been on rooftops in Denver since I was a kid helping my dad — three generations of us have climbed ladders in this city. And what I can tell you is this: the right answer depends on the extent of the damage, the age of your roof, your budget, and even your insurance coverage.
This guide lays out everything you need to know. We’ll cover when repairs are enough, when replacement is unavoidable, what the costs look like in 2025, and real examples from right here in the Front Range.
When Roof Repairs Are Enough
Not every roof problem means you need a brand-new system. Sometimes a repair buys you years of extra life. Here’s when I typically recommend repair:
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Missing or Loose Shingles
After a hailstorm or strong wind, it’s common for a few shingles to blow off. If the underlayment is still intact and the decking isn’t exposed, we can replace shingles in those sections. -
Small Leaks Around Flashing
Leaks around chimneys, skylights, or vents are often caused by worn flashing. Replacing or resealing flashing is usually straightforward and saves money compared to tearing off the whole roof. -
Localized Storm Damage
If hail damage is limited to one slope or one area, sometimes patching or partial replacement is possible. -
Roofs Under 10 Years Old
If your roof is fairly young, repairs make more sense. Asphalt shingles in Denver typically last 15–20 years, and impact-resistant shingles can last 25–30.
Example: Minor Repair in Arvada
Last year, I inspected a 7-year-old roof in Arvada where wind had ripped shingles off a 10×10 section. Instead of recommending a replacement, we repaired the section, resealed flashing, and extended the roof’s life by another 8–10 years.
When Roof Replacement Is the Only Option
Repairs won’t solve every problem. Here’s when I have to look a homeowner in the eye and tell them replacement is the smarter move:
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Age Over 20 Years
Once shingles reach that age in Denver, repairs are just buying time. The shingles lose flexibility and granules, leaving the entire system vulnerable. -
Widespread Hail Damage
If hail bruises or cracks cover large sections, replacing just part of the roof doesn’t make sense. Denver insurance adjusters often approve full replacements in these cases. -
Multiple Leaks
When water is coming in from different areas, the system as a whole is failing. -
Two Layers of Shingles Already Installed
Denver building codes limit overlays. If you already have two layers, you’ll need a full tear-off before a new roof goes on. -
Rotting Decking
If the wood underneath your shingles is soft, patching won’t hold. Full replacement is the only safe option.
Example: Full Replacement in Highlands Ranch
I inspected a Highlands Ranch home where the roof was 22 years old. Shingles were curling, granules were gone, and leaks had started in three rooms. Repairing would’ve been a waste of money — we installed Class 4 impact-resistant shingles, and the homeowner now has a roof that’s good for another 25 years.
Cost Difference: Repair vs. Replacement in Denver (2025)
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Roof Repairs
Small repairs run $500 – $2,500 depending on the scope. Replacing flashing, patching leaks, or fixing a few shingles typically falls here. -
Partial Replacements
$3,000 – $7,000 for major repairs covering one slope or a large section. -
Full Roof Replacement
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Basic shingles: $9,000 – $13,000
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Architectural shingles: $12,000 – $18,000
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Impact-resistant shingles: $15,000 – $25,000
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Flat roofing: $8–$12 per sq. ft.
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Remember: repairs may look cheaper now, but if your roof is already failing, repeated repairs add up. In many cases, replacement saves money in the long run.
The Role of Insurance
In Denver, most replacements are tied to hail or storm damage. Here’s what you need to know:
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Insurance usually covers full replacement if damage is widespread.
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Repairs may not qualify if damage is deemed “cosmetic only.”
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A contractor with insurance experience can help you maximize your claim by documenting damage.
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If you only repair while damage is widespread, you may miss the window to have insurance cover the replacement later.
How to Decide: Repair or Replace?
Ask yourself these questions:
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How old is my roof?
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Is damage isolated or widespread?
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Am I paying for repairs every year?
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Is insurance willing to cover replacement?
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Do I plan to sell my home soon? (Buyers prefer newer roofs.)
If your roof is young with isolated damage, repair makes sense. If it’s over 20 years old, or if leaks are spreading, replacement is usually the smarter play.
Conclusion
Roof repair vs. replacement is one of the biggest decisions you’ll face as a homeowner. Get it wrong, and you could waste money on patch jobs that don’t last. Get it right, and you’ll protect your home and wallet for decades.
At Ernie’s Roofing, we don’t sell you what you don’t need. If repair is enough, we’ll tell you. If replacement is necessary, we’ll walk you through the options honestly, with upfront pricing and no gimmicks. Call 720-346-ROOF for a free inspection today.
FAQs
How do I know if my roof needs replacement instead of repair?
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If your roof is over 20 years old, replacement is usually best.
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Multiple leaks or widespread hail damage call for full replacement.
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Localized damage on a younger roof can often be repaired.
Is roof repair covered by insurance?
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Minor repairs usually aren’t unless they’re tied to storm damage.
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Insurance is more likely to pay for full replacements when hail is involved.
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Documentation from a licensed roofer helps your case.
How long does a roof repair last in Denver?
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Flashing repairs may last 5–10 years.
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Shingle replacements last as long as the rest of the roof.
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Repairs on an old roof are only temporary fixes.
Does replacing a roof increase home value?
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Yes, especially in Denver’s competitive market.
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A new roof is a major selling point for buyers.
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Older roofs can hold up home inspections and delay sales.
Can I repair a roof in winter?
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Yes, but adhesives don’t bond as well in freezing temps.
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Repairs in winter are often temporary fixes until spring.
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Full replacements are best scheduled in warmer months.
Ernie’s Roofing – Your Denver Roofing Contractor
Ernie’s Roofing
1195 W Custer Pl
Denver, CO 80223
Phone: 720-346-ROOF
Website: https://erniesroofing.com/
OUR SERVICES
Your Neighborhood Roofing Contractor
Get more information concerning our service, do not wait to call us at 720 346 ROOF today. We’ll be more than happy to schedule a meeting with you.
Residential Roofing Contractor
Ernie’s Roofing specialize in residential roofing in Denver and have a team of experienced professional Roofers available to help you get the job done right The First Time. From minor repairs and maintenance to full–scale roof replacements,
Commercial Roofing
We construct, repair, as well as maintain Commercial Roofing systems for services both large and also small, creating personalized services that conserve our client’s time, cash, and also power. Call us at 720 346 ROOF and book a consultation today.
Hail Damage
Their knowledgeable staff is ready to help you assess the damage caused by storms and provide you with a comprehensive repair evaluation & plan. We specialize in all types of roof damage, including hail, wind, and even lightning strikes. Hail Claim Help
INSURANCE CLAIMS HELP
Our team of experienced insurance claim specialists will work with you to ensure that the insurance claim process is as stress-free as possible. We will work with your insurance company to provide all necessary documentation and estimates to ensure that your claim is processed quickly and correctly.
Wind Damage
When it comes to roof damage, it can be difficult to determine whether the damage was caused by hail or wind. While both types of damage can cause similar symptoms, they have different causes and require different repair methods.
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