Roof Insurance Claim Help in Denver 80211
Ernie’s Roofing – Roofing Contractor in Denver, CO Since 1978
Call Today: 720-346-ROOF | erniesroofing.com
Denver 80211 Roof Damage Experts
Full-Service Roofing Contractor Since 1978
When a storm hits your Denver home and damages your roof, the insurance process can be confusing and overwhelming. At Ernie’s Roofing, we’ve been helping homeowners in 80211 neighborhoods like Berkeley, Highland, and Sunnyside navigate roofing insurance claims and restore their roofs the right way since 1978.
We don’t just fix your roof—we fight to get your full claim paid and make sure every code upgrade is included.
What Type of Roof Damage Does Insurance Cover?
Homeowner’s insurance typically covers sudden and accidental damage caused by:
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Hail damage to shingles, vents, gutters
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Wind tearing off shingles or flashing
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Ice dam leaks
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Trees falling onto the roof
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Heavy snow load damaging structural decking
What it doesn’t cover:
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Roofs damaged from age or poor maintenance
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Leaks caused by neglect or bad installation
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Cosmetic-only damage not affecting performance
We’ll help you understand your coverage and what’s eligible for replacement or repair.
Our 5-Step Roof Insurance Claim Process
Our step-by-step process ensures nothing is missed, and you get the full value of your claim.
1. Free Storm Damage Inspection
We come out and inspect your entire roofing system—shingles, decking, flashing, gutters, downspouts, soffit, and ventilation. We take photos and create a detailed report.
2. Help Filing Your Claim
If damage is confirmed, we help you file the claim with your insurance company. We’ll help you explain the damage in “insurance language” and make sure your claim is submitted properly.
3. Meeting the Insurance Adjuster
We meet with your adjuster at your home to advocate for everything your roof needs—especially what they often miss (drip edge, flashing, gutters, and code upgrades).
4. Reviewing the Insurance Estimate
We compare the insurance estimate with our scope of work. If anything is underpaid or missing, we’ll submit a supplemental claim with proper documentation and photos.
5. Full Roof Replacement or Repairs
Once approved, our licensed crews install a high-quality, code-compliant roofing system. We work quickly and cleanly—protecting your home and landscaping throughout the project.
Types of Roofing We Replace Through Insurance
We are certified and experienced in:
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Asphalt Shingles (Impact-resistant Class 4 available)
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Metal Roofing (Standing seam or corrugated)
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Flat Roof Systems (TPO, EPDM, Torch-down)
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Tile Roofs (Concrete, clay, and synthetic)
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Seamless Gutters and Downspouts
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Fascia and Soffit Repairs
We ensure your entire system—including ventilation—is brought up to modern Denver building codes.
Insurance Deadlines in Colorado: Act Fast
Colorado insurance policies typically require you to file a claim within:
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180 days to 1 year from the date of loss
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Some policies require proof of damage within 30 days
If you’ve had a storm recently in the 80211 area—don’t delay. Even if you’re not sure if you have damage, our inspection is free.
We Work With All Major Insurance Providers
We know how to navigate claim policies from:
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State Farm
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USAA
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Allstate
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Farmers
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American Family
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Liberty Mutual
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Travelers
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And many more
We speak their language, so you don’t have to.
Common Mistakes Homeowners Make with Roofing Claims
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Not having a contractor present during the adjuster inspection
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Accepting a low estimate without review
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Ignoring supplemental damage like gutters or soffits
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Missing required code upgrades
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Letting the claim deadline expire
Let our 45+ years of experience protect you from getting shortchanged.
Serving the Denver 80211 Area
We provide roof insurance claim support and storm damage repairs throughout:
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Berkeley
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Highland / LoHi
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Sunnyside
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Regis
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Jefferson Park
We know Denver’s roofs—and we know Denver’s insurance adjusters.
Frequently Asked Questions
Do I have to pay my deductible?
Yes. Colorado law requires that you pay your deductible. We offer financing if needed.
Will you meet with the adjuster for me?
Yes. We’ll be onsite to make sure nothing gets overlooked or underpaid.
How long does the whole claim process take?
Usually 2–3 weeks from claim to replacement, depending on your insurance and weather.
What if my claim is denied?
We can request a reinspection and submit additional documentation.
Can you fix gutters, fascia, or siding too?
Yes. We do full exterior restoration—gutters, soffits, fascia, siding, and more.
Get a Free Roof Inspection in Denver 80211
Don’t wait to find out if you qualify for a roof replacement.
If your home was hit by hail or high winds, we’ll inspect your roof at no charge and help you through every step of the insurance claim process.
Ernie’s Roofing
📍 1195 W Custer Pl, Denver, CO 80223
📞 720-346-ROOF
🌐 https://erniesroofing.com
Proudly serving Denver’s 80211 area since 1978.
OUR SERVICES
Your Neighborhood Roofing Contractor
Get more information concerning our service, do not wait to call us at 720 346 ROOF today. We’ll be more than happy to schedule a meeting with you.
Residential Roofing Contractor
Ernie’s Roofing specialize in residential roofing in Denver and have a team of experienced professional Roofers available to help you get the job done right The First Time. From minor repairs and maintenance to full–scale roof replacements,
Commercial Roofing
We construct, repair, as well as maintain Commercial Roofing systems for services both large and also small, creating personalized services that conserve our client’s time, cash, and also power. Call us at 720 346 ROOF and book a consultation today.
Hail Damage
Their knowledgeable staff is ready to help you assess the damage caused by storms and provide you with a comprehensive repair evaluation & plan. We specialize in all types of roof damage, including hail, wind, and even lightning strikes. Hail Claim Help
INSURANCE CLAIMS HELP
Our team of experienced insurance claim specialists will work with you to ensure that the insurance claim process is as stress-free as possible. We will work with your insurance company to provide all necessary documentation and estimates to ensure that your claim is processed quickly and correctly.
Wind Damage
When it comes to roof damage, it can be difficult to determine whether the damage was caused by hail or wind. While both types of damage can cause similar symptoms, they have different causes and require different repair methods.
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