Ernie’s Roofing · Featured Project
South Jeffco Hail Damage Roof Restoration
The original insurance estimate covered the roof. The completed restoration included roof replacement, solar detach and reset, gutters, solar attic vents, and cedar fence work—with a complimentary Class 4 shingle upgrade from Ernie’s Roofing.
Third-generation family roofing contractor serving Denver and the Front Range since 1978.
The Transformation
One Property, A More Complete Restoration
A finished roof shows the result. The work behind this project also involved reviewing the original insurance scope, documenting omitted work, and coordinating the roof with the solar equipment and other exterior components.
What The Original Estimate Missed
The Roof Was Only Part Of The Job
Roof Work Only
When Ernie’s Roofing became involved, the original insurance estimate included only the roof. Solar detach and reset and additional exterior work were missing from that initial scope.
A Broader Restoration Scope
We documented additional work and submitted supplements. The approved scope expanded to include solar detach and reset, gutters, and approximately 600 feet of cedar fence work.
The shingle upgrade was our contribution. Ernie’s Roofing provided Class 4 impact-resistant shingles at no additional charge on this project. That upgrade was not paid for by the insurance company.
Coordinating The Work
The Solar Equipment Had To Be Part Of The Plan
If this is your first time hearing this, “detach and reset” means temporarily removing equipment and reinstalling it after the roofing work. On this house, the solar panels needed to be coordinated with the roof replacement.
Leaving that work out of the estimate did not remove it from the job. Identifying the omission and documenting the required scope was an important part of getting this project organized.
Roofing Details And The Rest Of The Property
Class 4 Shingles And Solar Attic Vents
The roof received a complimentary Class 4 impact-resistant shingle upgrade. Solar attic vents were also part of the completed project. Impact resistant does not mean hail proof.
Approximately 600 Feet Of Cedar Fence
The supplemented claim also included cedar fence work. This was another part of the property that went beyond the roof-only scope in the original estimate.
What This Project Shows
Good project planning starts with understanding the work the property actually needs. Here, that meant coordinating multiple parts of the restoration and separating the approved insurance work from the shingle upgrade we provided.
Questions About This Project
What did the original insurance estimate include?
The original estimate included the roof only. Additional work was documented and submitted through supplements.
What is an insurance supplement?
A supplement requests review of additional documented work or costs beyond the original estimate. The insurer determines what it approves.
Was solar detach and reset included from the start?
No. It was missing from the original estimate and was added through the supplement process.
What did the completed project include?
Roof replacement, solar detach and reset, gutters, solar attic vents, cedar fence work, and the complimentary Class 4 shingle upgrade.
Did insurance pay for the Class 4 upgrade?
No. Ernie’s Roofing provided that upgrade at no additional charge on this project.
Are Class 4 shingles hail proof?
No. They are impact resistant. They can still sustain damage, depending on the storm and the condition of the roofing system.
How much cedar fencing was involved?
Approximately 600 feet. That is an approximate project quantity, not a measured figure presented as exact.
Were gutters part of the restoration?
Yes. Gutters were included in the completed restoration scope.
Will every insurance claim receive the same approval?
No. Coverage and approval depend on the policy, documented damage, and insurer’s review. This page describes one project.
Can I request an inspection for a similar roofing concern?
Yes. Contact Ernie’s Roofing to discuss your property and schedule an inspection. Recommendations depend on the conditions found at your home.
This case study describes one South Jeffco project. Insurance coverage, approved scope, and complimentary upgrades are specific to this job. Your property requires its own inspection and written scope.
Let’s Look At Your Roof And The Work It Needs
Tell us what happened, what you have noticed, and whether you already have an insurance estimate. We can inspect the roofing and explain the work we recommend.