Calling a Claim
Things to know for Storm Damage and your Insurance coverage
If your property has experienced storm damage, it’s essential to take the necessary steps to file an insurance claim and ensure a smooth process. Here is a comprehensive list of things to do and put together when calling in a claim for storm damage with your insurance company:
Calling in a Claim to your Insurance for Storm Damage
- Safety first: Before assessing the damage, prioritize your safety and the safety of others. If there are immediate hazards or risks, contact the appropriate authorities or emergency services.
- Document the damage: Take photographs or videos of the storm damage from various angles. This visual evidence will be valuable when filing your insurance claim.
- Review your insurance policy: Familiarize yourself with the terms and coverage of your insurance policy. Understand what types of storm damage are covered and the deductible you need to meet.
- Contact your insurance company: Notify your insurance company as soon as possible about the storm damage. Provide them with the necessary details and follow their specific instructions for filing a claim.
- Keep a record: Maintain a detailed record of all communication with your insurance company, including dates, times, names of representatives, and summaries of discussions.
- Prepare a detailed inventory: Create a comprehensive list of damaged items, including their description, approximate age, value, and any supporting documents such as receipts, invoices, or appraisals.
- Gather supporting documents: Collect any relevant documents that may support your claim, such as maintenance records, repair receipts, or previous appraisals.
- Get multiple repair estimates: Obtain estimates from reputable contractors, like Ernie’s Roofing (contact information provided below), for repairing the storm damage. Keep these estimates for your records and to submit them to your insurance company.
- Prevent further damage: Take immediate measures to prevent additional damage, such as covering exposed areas with tarps or boarding up broken windows. However, ensure you document the original state of the damage before making any temporary repairs.
- Cooperate with the claims adjuster: When the insurance company sends a claims adjuster to assess the damage, be available to answer their questions and provide them with the necessary access to the property.
- Submit the claim: Complete the necessary claim forms provided by your insurance company accurately. Include all the required documentation, such as photographs, inventory lists, estimates, and any other supporting evidence.
- Follow up: Stay in touch with your insurance company to track the progress of your claim. Be proactive in providing any additional information or documentation they may request.
Remember, every insurance policy and company may have specific requirements and processes for filing storm damage claims. It’s crucial to refer to your policy documentation and follow the instructions provided by your insurance company.
Ernie’s Roofing Services
Ernie’s Roofing (Phone: 720-346-ROOF or 720-346-7763) is a reputable roofing company offering various services to address storm damage and other roofing needs. Below is a list of services they provide:
- Emergency roof repair
- Siding contractor
- Seamless gutter installation
- Commercial and residential gutter services
- Roof installation
- Commercial roofing services
- Residential roofing services
- Vinyl siding installation
- Soffit and fascia wrap
- Windows storm damage repair
Ernie’s Roofing is proud to serve the following areas along the Front Range:
- Wheat Ridge
- Commerce City
To learn more about Ernie’s Roofing and their services, please visit their website: Ernie’s Roofing.
For immediate assistance or to schedule a service, you can contact Ernie’s Roofing at:
- Address: 1195 W Custer Pl, Denver, CO 80223
- Phone: 720-346-ROOF (7773)
Don’t let storm damage go unresolved! Contact Ernie’s Roofing for prompt and reliable roofing and storm damage repair services in the Denver area. Whether you need emergency repairs, gutter installation, or siding replacement, Ernie’s Roofing has the expertise to handle it all. Visit their website or call them today to schedule a consultation.