Can Your Insurance Rates Go Up After A Hail Claim?


Yes, your insurance rates can go up after a hail claim. Hail can cause significant property damage and when a claim is made, the insurance company must cover the cost of repairs. This can be a costly endeavor for the insurance company and can lead to increased premiums for policyholders.

your insurance policy

When hail damages your property, it is important to know what coverage you have in your insurance policy. Many policies provide coverage for hail damage, but the amount and type of coverage can vary greatly. It is important to understand what is covered and what is not when it comes to hail claims.

the insurance company

When making a hail claim, the insurance company will assess the damage and determine the cost of repair. If the cost of the repairs is greater than the amount that is covered under your policy, you may be responsible for covering the remaining balance. This can lead to increased premiums as the insurance company may decide to adjust your policy to cover the additional costs.

hail damage

Additionally, if the insurance company finds that the hail damage was due to negligence on your part, such as failing to maintain your property, they may deny the claim and refuse to cover the cost of repairs. This can also lead to higher premiums as the insurance company may decide to adjust the policy to cover the additional costs.

hail claim

It is important to understand the potential consequences of making a hail claim, as it can affect your insurance rates in the future. By understanding the coverage in your policy and taking the necessary steps to protect your property, you can help ensure that your insurance rates do not go up after a hail claim.


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Get more information concerning our service, do not wait to call us at 720 346 ROOF today. We’ll be more than happy to schedule a meeting with you.

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Residential Roofing

Ernie’s Roofing specialize in residential roofing in Denver and have a team of experienced professional Roofers available to help you get the job done right The First Time. From minor repairs and maintenance to fullscale roof replacements,


Commercial Roofing

We construct, repair, as well as maintain Commercial Roofing systems for services both large and also small, creating personalized services that conserve our client’s time, cash, and also power. Call us at 720 346 ROOF and book a consultation today.


Hail Damage

Their knowledgeable staff is ready to help you assess the damage caused by storms and provide you with a comprehensive repair evaluation & plan. We specialize in all types of roof damage, including hail, wind, and even lightning strikes. Hail Claim Help

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Our team of experienced insurance claim specialists will work with you to ensure that the insurance claim process is as stress-free as possible. We will work with your insurance company to provide all necessary documentation and estimates to ensure that your claim is processed quickly and correctly.

wind damage

Wind Damage

When it comes to roof damage, it can be difficult to determine whether the damage was caused by hail or wind. While both types of damage can cause similar symptoms, they have different causes and require different repair methods.

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